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In the most general sense, insurance hull can be divided into complete and partial

In the most general sense, insurance hull can be divided into complete and partial

In the most general sense, insurance hull can be divided into complete and partial. The difference between these two kinds of lies, primarily, in the amount of insurance claims, coverage for damage which will take the insurance company.
Full Casco vehicle: this type of insurance will guarantee you a full refund of losses upon the occurrence of virtually any of the policy provided coverage of insurance claims:

collision with an obstacle;
disaster;
falls from heights;
collision;
tipping;
the fall of heavy objects;
Accident;
fire;
explosion.

Rights deceived investors protect banks and insurers

Rights deceived investors protect banks and insurers

Responsibility of the developer to the participants of shared construction must be insured or guaranteed by the Bank. These requirements entered into force on 1 January.
Until now, the main way to ensure commitments were secured rights to land, but the crisis has demonstrated the ineffectiveness of such a mechanism. Therefore, in addition to the pledge every developer now has to provide the guarantee of a bank or an insurance policy that guarantees payment for the benefit of shareholders.

In London there was a service offering insurance in Bitcoin

In London there was a service offering insurance in Bitcoin

In London, began to operate the service for the insurance against loss and theft of deposits denominated in the virtual currency Bitcoin, reports BBC BBC.
Service Elliptic Vault provides the ability to "Bitcoin storage in deep freeze", which means that private encrypted passwords assets nomination in Bitcoin, are stored on the servers offline in a safe place.
Elliptic Vault founders claim that they offer insurance to owners of Bitcoin "first in the world."

How to reduce the inflated cost of Insurance policy CTP?

How to reduce the inflated cost of Insurance policy CTP?

Recall that last year earned a single automated database drivers insurance history - AIS SAR. To date, the system is almost 100 percent of the data on compulsory insurance of civil liability of automobile owners. Initially, it had been downloaded data for 2011 - 2012 years, and it is neither more nor less - 78.7 million contracts. Data for 2013 were loaded as they become available. As a result, from January to December in AIS SAR were flooded with information about 37.8 million contracts. The system also transmitted information about changing insurance contracts, various additional agreements. Such data in 2013 was downloaded almost 4.5 million.

Real insurance case in Thailand, or why it is so important travel insurance (story tourists)

Real insurance case in Thailand, or why it is so important travel insurance (story tourists)

Intentionally did not write the name of the insurance. This is not advertising article. The choice of insurance - is an occasion for a separate topic.So, we had insurance. At this time made with the coating on $ 70,000, as was traveling with a small child. And we went to Thailand for two months.
The first month passed quietly. Acclimatized successfully survived. And in my head I flashed the thought, even as everything is great develops in a child health. At the time of the trip we were 1.8 months.

The uniform database will reduce the price of CASCO Insurance policy?

The uniform database will reduce the price of CASCO Insurance policy?

Create a single customer base of Hull offers' Protection Association of Car "
The fact that the insurance company knows the story of Car Insurers only from when he became her client and has no information about his "dark past". This situation allows unscrupulous customers during the term of the agreement to declare several insurance events, receive substantial payments to, and then move on to another insurer for the policy CASCO without raising factors. The following year, history repeats itself. Insurers bear financial losses, but "agile car owners' escape accountability and absolutely" clean "Casco buy another insurer.

Foreigners can get insurance through the "Mail of Russia"

Foreigners can get insurance through the "Mail of Russia"

Foreign nationals can now issue medical insurance policy in the post offices of "Mail of Russia". The project has been launched in 35 branches of the post. Take advantage of the new service could any foreigner aged 18 to 65 years.
Insurance coverage provides for compensation for the costs of diagnostic studies, surgical interventions and prescribed drugs.
Insurance policies are distributed through post offices, designed to ensure quality health care for foreign citizens in Russia. The new insurance product, to compensate for the cost of treatment for various injuries, burns, frostbite, poisoning and repatriation.

FAS offered to citizens to evaluate advertising "Alfa Insurance" insult "of foreign"

FAS offered to citizens to evaluate advertising "Alfa Insurance" insult "of foreign"

Moscow OFAS Russia on its website offered to the public to participate in a survey about the ethics of advertising services company "Alfa Insurance", where cars, foreign cars depicted in the images of women of different nationalities.
With advertising banners of a smiling girl dressed in national costumes of different countries. The image is complemented by the slogan "bought" the Englishwoman "? Insure it a gentleman", "American" like a great Casco "," cold "Swede" gets hot price ", and others.
During the analysis of this advertising Moscow FAS concluded that using "indecent images against nationality", which can be qualified as violation of the advertising legislation.

The most stolen cars in Moscow in 2013 was the Honda Pilot Insured Car

The most stolen cars in Moscow in 2013 was the Honda Pilot Insured Car

This is evidenced by official data on payments to policyholders Hull in the past 2013. Such data provided the insurance company "Alliance". The report, released by the company shows that the first place in thefts in the capital is just an SUV Honda Pilot. In second place in the sad list of popularity among Moscow autothefts hijackers is a crossover Mazda CX7. And third place in thefts takes Range Rover. It is also held in high esteem among the hijackers are Infiniti FX and BMW X5.

In Russia, they were more likely to insure life

In Russia, they were more likely to insure life

Many Russians are accustomed to the fact that you have to pay the premiums required. Otherwise, you simply will not be able to sit behind the wheel of his car. Here you can confine insurance if you travel by car a very respectable age, or choose CASCO insuring yourself and your iron horse a lot of trouble, ranging from the banal accident, ending fallen down on the machine tree (as practice shows, falling on cars trees our Penaty not so rare).

Customers can sue the insurers' premium for greed

Customers can sue the insurers' premium for greed 



Russia's Supreme Court ordered a new procedure for the work of insurance companies, according to which the groundless refusal to monetary compensation for the insured event, the insurer is obliged to pay a penalty to the client. This innovation has been called "premium for greed." According to the court the amount of the fine is equal to 50% of the amount that should have received the insured person.
The main reason for innovation has become the event of theft of the insured vehicle, occurred in St. Petersburg. Police officers found the car failed. In turn, the insurance company refused to pay compensation to the car owner, referring to the fact that the signature on the contract does not set a client and another person. In explaining the circumstances of the case it had revealed that the contract actually signed a different person. The client asked to sign a contract because he could not do it because of a sore arm. Money for the same insurance policy, he gave "out of pocket", while for insurers these arguments are not sufficient. Complete the work trial.

Vladimir Ukrainian insurers have begun payments on Maidan

Vladimir Ukrainian insurers have begun payments on Maidan



Insurance companies are beginning to pay damages related to the protests. Since November last year, they paid several million hryvnia on its policies hull, whose owners have lost their vehicles, "due to wrongful acts of third persons" in Kiev. Most often it was arson.
"Two weeks ago we spent two payments on its policies hull of cases related to the events in Kiev with the" Range Rover "and" Lanos ". - He told the "News" Manager of Public Relations and Communications «PZU Ukraine" Alexander Melnychuk. - The amount can not name, but it is almost equal to the cost of the car. "

One of the insurance companies of the Republic of Mordovia Avtokasko entered into an agreement with the owner of a brand new Porsche Cayenne

One of the insurance companies of the Republic of Mordovia Avtokasko entered into an agreement with the owner of a brand new Porsche Cayenne



Owner SUV designed CASCO policy, which includes a full package of risks: theft, damage resulting from accident, fire, explosion, natural disasters, illegal actions of third parties (theft, robbery, burglary) and other probable troubles that may arise in the operation of the vehicle facilities.
According to the contract of insurance the amount of liability of more than 5.1 mln. Rubles! According to the insurance company, since the beginning of the year it is the largest contract for voluntary motor insurance in the region. "The owners of expensive cars prefer not to risk their well-being and choose a complete package of options for their protection," - said the insurer.
 

Medical insurance is obligatory for guests

Medical insurance is obligatory for guests


Foreign nationals and stateless persons, before entering the territory of the Russian Federation will be required to buy health insurance and present it at the entrance to the country.
This opinion was expressed by representatives of insurance companies, and to propose appropriate amendments to the legislation.
The adoption of such a measure is due to the sharp increase in the number of legally employed foreigners in the past three years, and if the migrant workers that - that happens in Russia, there is a legitimate question - at whose expense should undergo medical treatment. Recall that in the absence of medical insurance, payment of health care services, including post-transportation is paid by the victims.

The State Duma offered car owners to check on the debt to the tax authorities in the design of insurance policy

The State Duma offered car owners to check on the debt to the tax authorities in the design of insurance policy

MPs propose to the list of required documents to obtain insurance to add a certificate for the payment of all taxes, fees, fines, penalties, interest and other payments on the first day of the month in which the car owner wants to arrange liability insurance policy tool. Enter a measure want in April next year. The document provides for the necessary amendments to the Tax Code, which describes the procedures for issuing certificates.
Stricter requirements for registration of insurance, according to a memorandum to the bill, the measure must be "indirect impact on the taxpayer" and "will contribute to the overall increase in collection of taxes and duties."

Order refusal of  MAX Company Insurance

 
Forum on the Internet messages full disgruntled car owners: the insurance companies do not pay posited amount, underestimate it. When a Muscovite Julia C. insured Toyota Rav4 on the hull in the company MAX, found in his car scratch affecting the wing and two doors, she called GIDBB employees, received all the necessary information and timely notified the insurer. Repair the car in the technical center, which collaborates MAX, Julia did not want to, and immediately indicated that he would take the money for repairs. "Every day for an hour dial in to the insurance company to find out how the consideration of my business" - outraged in an interview with "Money" Julia. Three months later the answer came: for the repair of three parts insurer was willing to pay 5.5 thousand. Rub. "For the money to remove the scratches from the three parts impossible, - says Yuliya.- Then I agreed to repair the car when the insurance company, but this was refused, as I have already made a choice in favor of cash payments." Julia gave the case to review and attach the calculation of the official dealer of "Toyota Kuntsevo" - $ 1500. After another two months IC MAX paid his client 6236 rubles.

Young married people get cheaper car insurance

Young married people get cheaper car insurance

The calculation for car insurance premiums can seem like an arcane-at-best art that combines a multiple factors to arrive at a number that almost always seems at least a little too high. In addition to the actual vehicle, factors like age, gender and marital status are known to play a role in the final bill. A newly released study is actually challenging some of the beliefs about rates, though.
An analysis from Insurance Quotes finds that walking down the aisle can mean big savings on auto insurance – at least during your 20s. For example, a married 20-year-old would pay an average of 21-percent less than the same person who is single. Unfortunately, the lower bill doesn't last long, and by age 25, the discrepancy falls to just seven percent. It shrinks to only two percent for those over 30 years old.

Allstate will offer insurance for ride-sharing app drivers

Allstate will offer insurance for ride-sharing app drivers

Allstate will start insuring drivers who pick up passengers through ride-hailing apps like Uber and Lyft. The insurer said Wednesday that the Ride for Hire policy will cost $15 to $20 a year on average and will provide coverage for drivers who get into accidents while they are on the way to pick up new fares. It said it can also help them deal with gaps in coverage between their own auto insurance and policies offered by the ride-hailing companies.

Self-driving cars will send insurance premiums plummeting

Self-driving cars will send insurance premiums plummeting

Self-driving cars could help consumers by ushering in an era of faster commutes, safer travel, and greater independence. But the greatest benefit may be for their wallets. They'll enjoy far cheaper car insurance premiums.

A white paper released by consulting firm KPMG predicts big savings for car owners when autonomous cars are mainstays on American roads. In equal turn, the white paper projects big headaches for insurance companies. As accident rates plummet, the personal car insurance business could shrink by more than 60 percent from its current size. "The elimination of excess underwriting capacity could bring severe market issues," KPMG said. "Our belief is that the disruption to insurance carriers will be profound, with a select set of winners and a broad set of losers."

This honest ad for insurance is sad because it's true

This honest ad for insurance is sad because it's true

Remember Roger? Last time we met, he wanted to sell you a car, and he wasn't interested in playing any games to make that happen. Because you need a car, and you're going to have to buy it from somebody, so it may as well be Roger. Well, now he's back, and this time he wants to sell you some insurance.

Thing is, selling insurance sounds a lot like selling cars. While most people pretty much need a car to survive, those same people are legally obligated to carry insurance in order to drive that car. And that means Rog – sorry, Roger – doesn't really need to mince words in this satirical video, either. So, instead, our good friend dons a cape and acts like the insurance-selling hero that he clearly is. And if you don't like it, well, too bad. You need to buy insurance anyway. Because, as Roger says, "If you don't buy it, you're doing a crime."
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