Customers can sue the insurers' premium for greed
Posted by Unknown
on Friday, 15 January 2016
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Customers can sue the insurers' premium for greed
Russia's
Supreme Court ordered a new procedure for the work of insurance
companies, according to which the groundless refusal to monetary
compensation for the insured event, the insurer is obliged to pay a
penalty to the client. This innovation has been called "premium for greed." According to the court the amount of the fine is equal to 50% of the amount that should have received the insured person.
The main reason for innovation has become the event of theft of the insured vehicle, occurred in St. Petersburg. Police officers found the car failed. In
turn, the insurance company refused to pay compensation to the car
owner, referring to the fact that the signature on the contract does not
set a client and another person. In explaining the circumstances of the case it had revealed that the contract actually signed a different person. The client asked to sign a contract because he could not do it because of a sore arm. Money for the same insurance policy, he gave "out of pocket", while for insurers these arguments are not sufficient. Complete the work trial.
The Chief Justice has decided that the insurance company unreasonably refused to pay. The plaintiff in the present contract, with all the items agreed. In
addition, before the insurance company, not paying attention to not
"fake" signature compensate the insured person repair the damaged car. As a result, the court ordered to pay compensation because the
contract can not be declared invalid if the signature was another person
at the request of and with the presence of the client.
However,
lower courts have sided with the insurer, despite the fact that
according to the law on consumer rights the court is obliged to take the
side of the client. Recall
that in this case the insurance company has to pay in excess of another
50% of the costs, moral damage, etc .. The Supreme Court ruled that the
"punitive" money should be credited to the account of the client.
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Labels: Insurance
